County Loan Limits Increased for 2018!

Happy Friday!

Wednesday, November 29th, the Federal Housing Finance Agency (FHFA) announced updated county loan limits for 2018.

Fannie Mae and Freddie Mac employ the FHFA established loan limits, and recognized the newly increased limits (applicable to both Conforming and High Balance loan amounts) as shown below:

Conforming Loan Limit:

  • 1-Unit: $453,100
  • 2-Unit: $580,150
  • 3-Unit: $701,250
  • 4-Unit: $871,450

High-Cost Loan Limit:

  • 1-Unit: $679,650
  • 2-Unit: $870,225
  • 3-Unit: $1,051,875
  • 4-Unit: $1,307,175

Note: Maximum high-cost loan limits are not available in all counties.

If youโ€™re interested in obtaining the new limits on a per county basis, Fannie Mae has provided an updated spreadsheet for 2018 which can be found

This news presents a great opportunity for clients to refinance who recently used High Balance or Jumbo products and could benefit from an improved Conforming or High Balance rate! J

A blurb in a flyer or newsletter to your clients or farm could generate some interest and/or contact! ๐Ÿ™‚

Have a great weekend!